Track the live XRP price with our real-time XRP/USD chart. XRP is one of the largest cryptocurrencies by market capitalization, designed for fast, low-cost cross-border payments. Below you’ll find comprehensive XRP price analysis, historical data, and expert insights.
Live XRP Price Chart
The interactive chart below shows the XRP spot price (XRP/USD) in real-time. Use the timeframe buttons to view XRP price movements across different periods, from intraday to multi-year trends.
Latest XRP News & Analysis
Stay informed with our latest coverage of XRP markets, price movements, regulatory developments, and expert analysis.
How to Invest in XRP
Investors have several options for gaining exposure to XRP, each with different characteristics, costs, and risk profiles.
Cryptocurrency Exchanges
The most direct way to buy XRP is through cryptocurrency exchanges. Popular regulated exchanges include:
- Kraken – One of the first US exchanges to relist XRP after legal clarity
- Bitstamp – European exchange with strong XRP liquidity
- Binance – Largest exchange by volume, wide range of XRP pairs
- Uphold – User-friendly platform, maintained XRP trading throughout SEC case
- Coinbase – Relisted XRP in 2023 after court ruling
Exchanges allow you to buy, sell, and hold XRP directly in a digital wallet.
XRP ETPs (Exchange-Traded Products)
XRP exchange-traded products are available in some jurisdictions:
- 21Shares XRP ETP (AXRP) – Available on European exchanges
- CoinShares Physical XRP – Swiss-listed ETP
- VanEck XRP ETN – European markets
Note: As of early 2025, no spot XRP ETF has been approved in the United States, though several applications are pending.
Self-Custody Wallets
For maximum security and control, investors can store XRP in self-custody wallets:
- Hardware wallets – Ledger, Trezor (cold storage, highest security)
- Software wallets – XUMM (Xaman), Trust Wallet
- Paper wallets – Offline storage for long-term holding
Self-custody means you control your private keys. Note: XRP wallets require a 10 XRP minimum reserve.
Historical XRP Prices
Understanding XRP price history provides context for current valuations and helps identify long-term trends, including the impact of regulatory developments.
XRP Price History Chart
Key Price Milestones
| Date | Event | Price |
|---|---|---|
| January 2018 | All-time high | $3.84 |
| April 2021 | Bull market peak | $1.96 |
| November 2024 | Post-election rally | $2.90 |
| December 2024 | Current cycle high | $2.50+ |
| December 2020 | SEC lawsuit filed | $0.21 |
| March 2020 | COVID crash low | $0.11 |
| December 2017 | First major rally | $2.30 |
| 2014 | Early trading | $0.005 |
Key Regulatory Events
XRP’s price has been significantly influenced by regulatory developments:
| Event | Date | Impact |
|---|---|---|
| SEC Lawsuit Filed | December 2020 | Price dropped 70%+, delistings |
| Partial Court Victory | July 2023 | XRP ruled not a security in secondary sales |
| Exchange Relistings | Aug-Oct 2023 | Coinbase, Kraken relist XRP |
| SEC Case Resolution | 2024 | Regulatory clarity achieved |
| ETF Applications | 2024-2025 | Multiple firms file for XRP ETFs |
XRP Key Statistics
| Metric | Value |
|---|---|
| Market Cap Rank | #4-6 (varies) |
| Circulating Supply | ~57B XRP |
| Max Supply | 100,000,000,000 XRP |
| All-Time High | $3.84 (Jan 2018) |
| All-Time Low | $0.002 (Jul 2014) |
| 24h Trading Volume | [Dynamic] |
| Transaction Speed | 3-5 seconds |
| Transaction Cost | ~$0.0002 |
What Drives XRP Price?
Several factors influence XRP’s price movements:
- Regulatory Clarity – SEC case outcome, global regulations
- Ripple Partnerships – Bank and payment provider adoption
- On-Demand Liquidity (ODL) – RippleNet transaction volume
- XRP Ledger Development – AMM, smart contracts, sidechains
- Market Sentiment – Correlation with broader crypto market
- Escrow Releases – Monthly release of 1B XRP from escrow
- Institutional Adoption – ETF applications, custody solutions
- Stablecoin Launch – Ripple’s RLUSD stablecoin
- Bitcoin Correlation – XRP often follows BTC trends
XRP vs Bitcoin Comparison
| Feature | XRP | Bitcoin |
|---|---|---|
| Primary Use | Cross-border payments | Store of value |
| Consensus | XRP Ledger Consensus | Proof of Work |
| Transaction Speed | 3-5 seconds | ~10 minutes |
| Transaction Cost | ~$0.0002 | $1-50+ (varies) |
| Max Supply | 100B (pre-mined) | 21M (mined) |
| Energy Usage | Minimal | High (mining) |
| Launch Date | 2012 | 2009 |
| Governance | Ripple Labs influence | Decentralized |
About Ripple and XRP
What is XRP?
XRP is the native cryptocurrency of the XRP Ledger (XRPL), an open-source, decentralized blockchain. While often associated with Ripple Labs, XRP and the XRPL are independent from the company.
What is Ripple?
Ripple Labs is a fintech company that uses the XRP Ledger for its payment solutions:
- RippleNet – Global payments network for banks and payment providers
- On-Demand Liquidity (ODL) – Uses XRP as a bridge currency for instant settlement
- RLUSD – Ripple’s USD-backed stablecoin
XRP Ledger Features
- Decentralized Exchange (DEX) – Built-in trading functionality
- Automated Market Maker (AMM) – Added in 2024
- Issued Currencies – Tokenization capabilities
- Payment Channels – Scalability solutions
- Hooks – Smart contract-like functionality (in development)
Frequently Asked Questions
Is XRP a good investment?
XRP offers potential as a payments-focused cryptocurrency with institutional backing from Ripple. However, it carries regulatory risks and centralization concerns. Investors should consider their risk tolerance and conduct thorough research.
Is XRP a security?
In July 2023, a US court ruled that XRP is not a security when sold on secondary markets (exchanges). However, institutional sales by Ripple were found to be unregistered securities offerings. This ruling provided significant regulatory clarity.
What is the best way to buy XRP?
For most investors, regulated exchanges like Kraken, Bitstamp, or Coinbase offer the easiest access. Some platforms like Uphold maintained XRP trading throughout the SEC lawsuit.
Why does XRP have a wallet reserve?
The XRP Ledger requires a minimum of 10 XRP to activate a wallet and 2 XRP per trust line. This reserve prevents spam and ensures wallets can pay transaction fees.
What is XRP escrow?
Ripple placed 55 billion XRP in escrow in 2017, releasing up to 1 billion XRP monthly. Unused XRP returns to escrow. This ensures predictable supply and transparency.
Disclaimer: This content is for informational purposes only and does not constitute financial advice. Cryptocurrency investments carry significant risk. Past performance does not guarantee future results.
