Last updated: January 2025
Welcome to Finonity. These Terms and Conditions (“Terms”) govern your access to and use of the website finonity.com (the “Site”) operated by Finonity (“we,” “us,” or “our”).
By accessing or using the Site, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use the Site.
1. Acceptance of Terms
By accessing and using this Site, you accept and agree to be bound by these Terms and our Privacy Policy. We reserve the right to modify these Terms at any time. Your continued use of the Site following any changes constitutes acceptance of those changes.
We will indicate the date of the last update at the top of this page. We encourage you to review these Terms periodically.
2. Description of Service
Finonity is a financial news and information website providing:
- News articles and analysis covering stocks, forex, cryptocurrency, and economy
- Market data and price information
- Financial commentary and opinion
- Educational content about financial markets
The content on this Site is provided for general informational and educational purposes only.
3. Not Financial Advice
IMPORTANT DISCLAIMER:
The content on Finonity is for informational purposes only and should not be construed as financial, investment, tax, or legal advice.
- We do not provide personalized investment recommendations
- We do not recommend buying, selling, or holding any securities or assets
- Past performance does not guarantee future results
- All investments carry risk, including potential loss of principal
You should consult with qualified financial, legal, and tax professionals before making any investment decisions. We are not responsible for any investment decisions you make based on information found on this Site.
4. No Warranties
The Site and its content are provided on an “as is” and “as available” basis without warranties of any kind, either express or implied.
We do not warrant that:
- The Site will be available uninterrupted or error-free
- The information on the Site is accurate, complete, or current
- The Site is free of viruses or other harmful components
- Any errors or defects will be corrected
We make reasonable efforts to ensure accuracy but cannot guarantee that all information is current or error-free. Financial markets change rapidly, and information may become outdated.
5. Limitation of Liability
To the fullest extent permitted by applicable law, Finonity and its owners, employees, and affiliates shall not be liable for:
- Any direct, indirect, incidental, special, consequential, or punitive damages
- Any loss of profits, revenue, data, or goodwill
- Any damages resulting from your use of or inability to use the Site
- Any damages resulting from reliance on information provided on the Site
- Any damages resulting from investment decisions made based on our content
This limitation applies regardless of the legal theory on which the claim is based, including negligence.
6. Investment Risk Disclosure
Financial markets involve substantial risk. You should be aware that:
- Stock prices can be volatile and may decline significantly
- Forex trading involves leverage and carries high risk of loss
- Cryptocurrency markets are highly volatile and largely unregulated
- Commodity prices can fluctuate dramatically
- You could lose some or all of your invested capital
Never invest money you cannot afford to lose. Only invest based on your own research and risk tolerance, and consider seeking professional financial advice.
7. Intellectual Property
All content on this Site, including but not limited to:
- Articles and written content
- Images and graphics
- Logos and branding
- Website design and layout
- Software and code
is the property of Finonity or its content providers and is protected by copyright, trademark, and other intellectual property laws.
Permitted Use
You may:
- View and read content for personal, non-commercial use
- Share links to our articles on social media
- Quote brief excerpts with proper attribution and a link to the original article
Prohibited Use
You may not:
- Copy, reproduce, or republish our content without written permission
- Modify or create derivative works from our content
- Use our content for commercial purposes without authorization
- Remove any copyright or proprietary notices
- Use our trademarks or branding without permission
8. User Conduct
When using the Site, you agree not to:
- Violate any applicable laws or regulations
- Post or transmit harmful, threatening, abusive, or offensive content
- Impersonate any person or entity
- Interfere with or disrupt the Site or servers
- Attempt to gain unauthorized access to any part of the Site
- Use automated systems (bots, scrapers) to access the Site without permission
- Collect personal information about other users
- Use the Site for any illegal or unauthorized purpose
We reserve the right to terminate or restrict your access to the Site for any violation of these Terms.
9. User Comments and Submissions
If you submit comments, feedback, or other content to the Site:
- You grant us a non-exclusive, royalty-free, perpetual license to use, modify, and publish such content
- You represent that you own or have the right to submit the content
- You agree that your submission does not violate any third-party rights
- We have no obligation to publish or respond to any submission
We reserve the right to remove any user-submitted content at our sole discretion.
10. Third-Party Links and Content
Our Site may contain:
- Links to third-party websites
- Embedded content from other platforms (videos, charts, widgets)
- References to third-party products or services
We do not control or endorse third-party websites and are not responsible for their content, privacy practices, or availability. Accessing third-party links is at your own risk.
11. Third-Party Data and Charts
We use third-party services to display market data and charts, including but not limited to TradingView widgets. This data is provided by third parties and:
- May be delayed or not in real-time
- May contain errors or inaccuracies
- Is subject to the terms and conditions of the data provider
- Should not be relied upon for trading decisions
We are not responsible for the accuracy or timeliness of third-party data displayed on our Site.
12. Advertising and Sponsored Content
Our Site may display:
- Third-party advertisements
- Sponsored content or articles
- Affiliate links
Sponsored content will be clearly identified as such. We may receive compensation for clicks on advertisements or affiliate links. This does not influence our editorial content or opinions.
13. Newsletter and Communications
If you subscribe to our newsletter:
- You consent to receive periodic emails about financial news and updates
- You can unsubscribe at any time using the link in each email
- We will not sell your email address to third parties
- We may send important service-related announcements regardless of subscription status
14. Privacy
Your use of the Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our data practices.
15. Indemnification
You agree to indemnify, defend, and hold harmless Finonity, its owners, employees, and affiliates from any claims, damages, losses, liabilities, costs, and expenses (including legal fees) arising from:
- Your use of the Site
- Your violation of these Terms
- Your violation of any third-party rights
- Any content you submit to the Site
16. Termination
We reserve the right to:
- Modify or discontinue the Site at any time without notice
- Restrict or terminate your access to the Site for any reason
- Remove any content from the Site at our sole discretion
Upon termination, all provisions of these Terms that should reasonably survive will remain in effect.
17. Governing Law
These Terms shall be governed by and construed in accordance with the laws of Poland, without regard to its conflict of law provisions.
Any disputes arising from these Terms or your use of the Site shall be subject to the exclusive jurisdiction of the courts in Warsaw, Poland.
18. Dispute Resolution
Before filing any legal claim, you agree to attempt to resolve any dispute informally by contacting us at [email protected]. We will attempt to resolve the dispute within 30 days.
If informal resolution is unsuccessful, any legal proceedings shall be conducted in the courts of Warsaw, Poland.
19. Severability
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
20. Entire Agreement
These Terms, together with our Privacy Policy, constitute the entire agreement between you and Finonity regarding your use of the Site and supersede any prior agreements.
21. Waiver
Our failure to enforce any provision of these Terms shall not constitute a waiver of that provision or any other provision. Any waiver must be in writing and signed by us.
22. Assignment
You may not assign or transfer your rights under these Terms without our prior written consent. We may assign our rights and obligations under these Terms without restriction.
23. Force Majeure
We shall not be liable for any failure or delay in performing our obligations due to circumstances beyond our reasonable control, including but not limited to natural disasters, war, terrorism, strikes, government actions, or internet outages.
24. Contact Information
If you have any questions about these Terms, please contact us:
Email: [email protected]
Mailing Address:
Finonity Tallinn, Estonia
